Shop Pay Installments

Shop Pay offers customers the option to pay in full at checkout, or to split their purchase into 4 equal, interest-free installment payments for orders between 50 USD and 3,000 USD. There are no additional charges, interest rates, or late fees passed on to customers.

Your credit score won't be affected if you use Shop Pay Installments. 

Checkout experience using Shop Pay Installments

To use Shop Pay Installments, a customer goes through the following steps:

  1. Add your items to their cart.
  2. Checkout using Shop Pay.
  3. Select Shop Pay Installments and choose to pay for the order in 4 installments.

After Shop Pay Installments is selected, you can choose one of the following options:

  • Make the first payment at checkout
  • Make the first payment 2 weeks after the purchase was made

The 3 remaining payments are automatically charged to your debit or credit card every 2 weeks. You will get an email reminder before each payment is charged

Split any purchase into 4 interestfree installments over 6 weeks with Zip, previously Quadpay.

Shop smarter with Zip, previously Quadpay. No hard credit check and no impact on your credit score. Just 4 interest‑free installments over 6 weeks.

Shop anywhere and choose Zip at checkout to pay later.
You’ll pay the first installment upfront, and the rest over 6 weeks.