Shop Pay Installments

  • Introducing buy now, pay later with Shop Pay

Pay in full or choose a flexible payment plan with Shop Pay.

Checkout experience using Shop Pay Installments

To use Shop Pay Installments, a customer goes through the following steps:

  1. Add your items to their cart.
  2. Checkout using Shop Pay.
  3. Select Shop Pay Installments and choose to pay for the order in 4 interest-free installments.

After Shop Pay Installments is selected, you can choose one of the following options:

    • Make the first payment at checkout
    • Make the first payment 2 weeks after the purchase was made
    • The 3 remaining payments are automatically charged to your debit or credit card every 2 weeks. You will get an email reminder before each payment is charged.

Example: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.

Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers

Checking eligibility has no impact to credit" or "eligibility check has no impact to credit"